Smart Investing Begins with a
In the world of wealth management, Lion's Share is a rare find. What makes us unique? A fter years of advising investors, we know the patterns. Emotions pervade, pushing rational thinking aside. Investors often buy at the top and sell near the bottom. Individual investors often chase tips from friends, relatives or co-workers. We know that long-term investing requires the correct approach, yet we see clients reacting emotionally. The outcome is inevitable. Investor returns are often lower than market returns.
-IT'S TIME FOR A NEW APPROACH
One in which discipline and expert advice are the foundation of every investment decision. Work with us, and you gain access to an experienced team that is on constant watch for you. A team that follows a proven, six-step process designed to ensure that rigorous, rational planning, not emotional decision making, is the basis for every investment decision. It's time to put the right team and the right approach, to work. It's time to build your future.
As your Investment Advisor, we will serve as your personal financial coach and guide you through every step of the investment process. We're partnered with experts in the key areas of investment management and portfolio design: investment professionals rarely accessible to individual investors. All are considered to be among the best in the investment industry.
We also utilize a unique wealth management system to continually monitor and update our clients financial picture, so that we, along with you, are always making decisions based upon fresh information and economic data, unlike most plans that are created as a snapshot in time. Basing decisions on old data is simply unacceptable
Together, we will take you through our six-step investment process, which serves as the framework for identifying your needs and risk tolerance. This allows us to create and implement a customized investment strategy tailored to your long-term investment goals.
Find the Right Advice
As your Investment Advisor, we will be your primary point of contact and interaction. We will work with you to analyze your current financial situation and assist in determining your risk/return profile. We will develop your written Investment Policy Statement and, on an ongoing basis, monitor your asset allocation decision. We will also continually monitor the performance of your account and suggest changes when, and if, your financial circumstances change.
Achieving your life goals requires dedication, skill, and discipline. This is particularly true in attaining your financial objectives.
Before providing you with an investment strategy, we first need to understand what your financial position is today. We need to determine whether or not we are preparing you to accumulate and grow your portfolio, or if you are ready to start taking distributions from the assets that you have already accumulated. Together, we complete our comprehensive Discovery Workbook that gives us a clear picture of your financial circumstances, challenges, and objectives.
We work with you to explore fundamental issues:
What are your investment goals?
What is your time horizon?
What are your liquidity needs?
What is your risk tolerance?
What are your investable resources?
What are your income needs?
Also as your Investment Advisor we are independent from outside influences. We are guided only by your financial needs and objectives. Fee compensation eliminates conflicts of interest in financial management and allows the advisor to view your investment plan from your perspective without regard to any particular product.
Ongoing relationship
After you've gone through the entire investment process, you may think everything is set up and you don't have to worry about it any more. Nothing could be further from the truth. Markets and economic conditions change. If your portfolio is working for you, as it should, your asset allocation parameters will occasionally become unbalance. Strategies set forth in your investment plan must be followed, however events that occur in your life may necessitate changes in those strategies. You need someone to constantly keep a vigilant eye on your investments, one that will be in touch with your life changes and events as time goes by.
By doing so, an advisor can help you sleep at night during times of market volatility. He or she can also keep you from straying from your investment plan during times of compelling market strength. Bull markets are great. But prudent management during bull markets is just as important, perhaps even more, than in bear markets. Having a steady hand to guide you, one that is objective and is focused on your well being during good markets and bad will help you feel confident about your future. It can help make your plans actually happen.
Where do you go to find it?
An independent, fee-based advisor has the ability to choose the appropriate investment instruments and portfolio managers for you. He or she has access to independent research on a wide variety of money managers, mutual funds, and alternative investments. Depth of style treatment available within each asset class allows your advisor to choose a combination of investment managers that will serve your needs in a more comprehensive manner.
A qualified advisor needs access to dependable resources that meet high quality standards. He or she needs tools that support prudent investment philosophies and philosophies that are grounded in objective research and experience.
Regardless of the investment strategy, we ultimately recommend you have the assurance that your Investment team is dedicated to helping you achieve your financial goals.
